At Merchants Bank we are pleased to offer construction loans starting at 5% down to qualified builders. If you’ve looked for a construction loan, you know that is very good. 

So, if your next step is building a new home, the best place to start is with construction pre-approval from Merchants Bank. 

Construction pre-approval means:

  • Confidence and knowledge in planning.
  • An edge. With pre-approval in hand, builders know you are ready to move ahead.

I’d be happy to share more about our rates and how construction financing is often converted to permanent financing. 

Are you looking for a lot loan? 

Some people aren’t ready to build right away, but they may find a piece of land to buy to build on in the future. If that’s the case, ask about our vacant lot loan, where qualified applicants can get lots up to 40 acres for 10% down. 

To get the process started, give me, Tony Scalzo, a call at (715) 296-1160 or email me at Since I work out my home office in Spooner, I can meet you when and where it is most convenient for your life. 

Click HERE for more information.

Merchants Bank is a Member FDIC and Equal Housing Lender. Loans are subject to approval.

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